Compare the software options with the same assumptions in view.
The table below is pulled from the verified product dataset, so the page and the selector are working from the same information. Prices show the entry-level monthly rate and exclude VAT unless stated.
Our picks, by situation
Two or three properties, no other income
Hammock
Property-native from the ground up. Worth £8 a month over the free options once bank feeds and per-property tracking start saving you real admin time.
Property plus freelance or consulting income
untied
A paid, mobile-first route that can keep property and self-employment income in one personal-tax workflow. Check the current plan limits before choosing it.
You live in spreadsheets and want to stay there
VitalTax
£2.50 a month of bridging beats relearning your bookkeeping in someone else's software.
Sole trader with one rental on the side
QuickBooks Sole Trader
Strongest on the trade side, and a single property fits inside it without fuss.
You bank with NatWest, RBS, Ulster Bank or Mettle
FreeAgent
Full accounting software, genuinely free through your bank. The catch is the bank, not the software.
Four or more properties
Xero
Scales past where the landlord-first tools get cramped. If you'd rather stay property-native, Hammock's £15 tier covers up to ten.
| Software | Pricing | Multi-property | Self-employment | Free tier | MTD for VAT | Best for |
|---|---|---|---|---|---|---|
| FreeFree (qualifying bank account): Free · Landlord (no qualifying bank): £10/mo · Sole trader (no qualifying bank): £19/mo · Mixed income (bank-funded Sole Trader plus Landlord): £10/mo · Mixed income (two direct accounts): £29/mo · Limited company (no qualifying bank): £33/mo | Yes | Yes | Yes | Also handles MTD for VAT returns (from the Free (qualifying bank account) plan) | landlords who bank with NatWest, RBS, Ulster Bank or Mettle | |
| FreeSole Trader Free: Free · Sole Trader: £7/mo | Yes | Yes | Yes | MTD for VAT support not confirmed | straightforward, low-volume sole traders | |
| FreeGO (free): Free · Pro: £12/mo | Yes | No | Yes | MTD for VAT support not confirmed | landlords with 1-3 properties wanting a free option | |
| FreeSole Trader Free / Property Free: Free · Sole Trader / Property: £5/mo · Mixed income (two paid businesses): £10/mo | Yes | Yes | Yes | MTD for VAT support not confirmed | landlords and sole traders looking for free MTD filing | |
| FreePandle: Free · Pandle Pro: £5/mo | Yes | Yes | Yes | Also handles MTD for VAT returns (from the Pandle plan) | sole traders and landlords who want free MTD submissions without a usage cap | |
| FreeMTD for Landlords (2026-27 tax year): Free · Auto Accountant (self-employment Self Assessment and MTD): £29/mo | No | Yes | Yes | MTD for VAT support not confirmed | landlords wanting a free bank-feed-driven MTD tool for the 2026-27 tax year | |
| FreeFree: Free · Standard: £12/mo · Professional: £24/mo · Premium: £30/mo | No | Yes | Yes | Also handles MTD for VAT returns (from the Free plan) | sole traders and landlords wanting a free MTD plan | |
| FreeFree (until March 2028): Free · Landlord: £4.50/mo · Self-Employed: £5.75/mo · Landlord + Self-Employed: £9.50/mo | Yes | Yes | Yes | MTD for VAT support not confirmed | landlords with a single property or straightforward self-employment wanting a free MTD option | |
| FreeFree: Free · Pro: £15/mo | Yes | No | Yes | MTD for VAT support not confirmed | landlords with a single rental unit wanting a free MTD-ready option | |
| £2/moSolo (1 individual, quarterly updates only): £2/mo · Duo (2 individuals, quarterly updates only): £3/mo · Up to 6 individuals (quarterly updates only): £3.67/mo | Yes | Yes | No | MTD for VAT support not confirmed | confident spreadsheet users who want a well-known accountancy-software brand for bridging | |
| £2.50/moIndividual (1 NI number): £2.50/mo | Yes | Yes | No | MTD for VAT support not confirmed | confident spreadsheet users who do not want to move record-keeping into new software | |
| £4.17/moMTD Bridging (quarterly updates only): £4.17/mo · MTD filing: £12.99/mo · Full (bookkeeping, MTD filing and Self Assessment): £13.33/mo | No | Yes | No | Does not include MTD for VAT returns | sole traders and landlords who want one app for bookkeeping and MTD filing | |
| £5.42/moLite: £5.42/mo · Pro including MTD: £10.83/mo | Yes | Yes | No | Does not include MTD for VAT returns | people with mixed income (property + self-employment or PAYE) | |
| £6/moBridging (without year-end return): £6/mo · Bridging (with year-end return): £10/mo · Tracking with Keptd partnership (without year-end return): £11/mo · Tracking with Keptd partnership (with year-end return): £14/mo | No | Yes | No | MTD for VAT support not confirmed | spreadsheet users who want low-cost bridging with an optional year-end return | |
| £7/moSimple: £7/mo · Ignite: £18/mo · Grow: £39/mo · Comprehensive: £55/mo · Ultimate: £70/mo | Yes | Yes | No | Also handles MTD for VAT returns (from the Ignite plan) | landlords with multiple properties | |
| £8/moBasic (1-3 properties): £8/mo · Standard (4-10 properties): £15/mo · Plus (11-20 properties): £25/mo · Scale (21+ properties): £31.50/mo | Yes | No | No | MTD for VAT support not confirmed | landlords with 1-10 properties who handle sole-trade income separately | |
| £8.25/moDIY: £8.25/mo · Assisted: £20.75/mo · Done For You: £41.58/mo | Yes | No | No | Does not include MTD for VAT returns | landlords who want an accountant reviewing or handling their MTD filings | |
| £10/moSole Trader Plus: £10/mo · Simple Start: £16/mo · Essentials: £38/mo · Plus: £56/mo · Advanced: £123/mo | No | Yes | No | Also handles MTD for VAT returns (from the Simple Start plan) | sole traders or single-property landlords | |
| £12/moPremium: £12/mo · Premium Plus: £36/mo | Yes | No | No | MTD for VAT support not confirmed | landlords who already use Lendlord for portfolio or mortgage tracking and want MTD quarterly updates in the same app | |
| £15/moBookkeeping (Self Assessment module extra): £15/mo | Yes | Yes | No | Also handles MTD for VAT returns (from the Bookkeeping (Self Assessment module extra) plan) | sole traders and landlords who want unlimited bank feeds without extra charges | |
| £19/moSolo: £19/mo · Duo: £29/mo · Care: £49/mo | No | Yes | No | Also handles MTD for VAT returns (from the Solo plan) | sole traders who want a phone-based MTD workflow | |
| £21.97/moStarter: £21.97/mo · Standard: £34.97/mo · Premium: £44.97/mo · Enterprise: £99.97/mo | Yes | No | No | MTD for VAT support not confirmed | landlords with small portfolios wanting tenancy-based pricing and MTD included at every tier |
Pricing changes frequently, so check the current rate with the provider before you subscribe.