Recognised by HMRC for Making Tax Digital
Debbie
A phone-friendly tax and invoicing app for sole traders and landlords that builds your records from an uploaded bank statement, then sends MTD quarterly updates and the year-end return once you have checked the figures. Plans are priced by the number of businesses, and a property counts as one of them.
Web
In HMRC’s software finder since 9 October 2026. About this date
HMRC’s software list says Debbie covers sole trader and UK property income and can send your tax return. What HMRC’s list says
Who Debbie suits
Sole traders who would rather upload a bank statement each quarter than connect a live bank feed, tradespeople who want quotes, invoices and their MTD filing in the same app, and people with a trade and a single rental property who want both on one account.
Plans and prices
| Plan | Price | Notes |
|---|---|---|
| Solo | £10/mo |
|
| Duo | £17/mo |
|
| Triple | £25/mo |
|
Good to know
Debbie's FAQ says it sends MTD quarterly updates, the end of year figures and the final declaration to HMRC once you confirm them, and HMRC's software list shows self-employment income, UK property income, quarterly updates and the tax return as available. Records come from a bank statement you export and upload; the FAQ says a live bank feed is planned but not available yet, so we do not show a bank feed. The landlord pages describe property records, Section 24 relief and your share of a jointly owned property. The pages say a property counts as one business slot without saying whether that means each property or a whole letting business, so each plan is matched only to as many properties as it has slots, and Debbie may suit larger portfolios than shown here. Debbie runs in the phone's browser and is added to the home screen rather than downloaded from an app store, so we do not show iOS or Android apps. The FAQ says sending VAT returns to HMRC is not built yet. A login for an accountant and furnished holiday let handling were not found on the pages we read, so we do not show them; the Tax Return Pack is a download for whoever files for you. We show the full monthly price; the first month is free, and the page advertises a second free month for a limited time.
What it can do
‘No’ means Debbie’s own pages did not show it when we checked on 25 October 2026. The product may still do it, so ask Debbie if it matters to you.
‘Not stated’ means Debbie’s own pages said nothing about it either way when we checked.
What Debbie works with
- Receipts
- Photograph a receipt and the merchant, date, VAT and each line item are read automatically, then matched to the bank transaction so it is not counted twice. Debbie’s page about receipts
- Your accountant
- Builds a Tax Return Pack with the tax return box numbers, or a year-end zip of chosen records, to hand to whoever files your return. Debbie’s page about working with an accountant
- Payroll
- Not stated
- Spreadsheets
- Bank statements can be uploaded as CSV files, and the Tax Return Pack can be downloaded as a CSV as well as a PDF. Debbie’s page about spreadsheets
We read this on Debbie’s own pages on 25 October 2026. ‘Not stated’ means Debbie’s own pages said nothing about it either way.
What HMRC’s software list says about Debbie
HMRC’s software list says Debbie can send your tax return. HMRC’s list marks each feature as available now or intended for later. ‘Not stated’ means HMRC’s list says nothing about that feature for Debbie either way. This is what HMRC’s list says, not something we have tested ourselves, and the same answers for every product on HMRC’s list are set out together.
Who HMRC lists it for
- Individuals
- Available
- Agents, such as accountants
- Not stated
- Sole trader income
- Available
- UK property income
- Available
- Sending quarterly updates
- Available
Your tax return and other income
- Sending your tax return
- Available
- Foreign property
- Not stated
- Construction Industry Scheme (CIS)
- Available
- Employment (PAYE)
- Intended
- UK dividends
- Intended
- UK interest
- Intended
- Capital gains
- Not stated
How it works
- Bridging software that connects to your records
- Not stated
- Calendar update periods (1 April to 31 March)
- Not stated
- A free version
- Not stated
- Welsh language
- Not stated
Accessibility
- Blindness or impaired vision
- Available
- Deafness or impaired hearing
- Available
- Motor or physical difficulties
- Available
- Cognitive impairments
- Available
This is HMRC’s list as it stood on 30 October 2026. A date beside a feature is when HMRC’s list changed it from intended to available. HMRC’s software finder shows the current answers. How we read HMRC’s list
Questions about Debbie on HMRC’s lists
Is Debbie on HMRC’s software list for Making Tax Digital?
HMRC’s software list for Making Tax Digital for Income Tax, as it stood on 30 October 2026, includes Debbie. It has been in HMRC’s software finder since 9 October 2026.
Does HMRC’s software list show Debbie as able to send your tax return?
HMRC’s software list as it stood on 30 October 2026 marks sending your tax return as “Available” for Debbie.
We checked these prices on Debbie’s website on 25 October 2026. How we compare products
If a price or plan here has changed, please tell us at hello@acrenvo.com and we will check it on Debbie’s own site.
Once you have chosen, the guide After choosing software: getting it ready for MTD, as GOV.UK explains covers the steps that come next.