Alternatives to Debbie
The selector keeps Debbie for landlords and sole traders, including people with both kinds of income. Its cheapest plan is listed as £10 a month, no VAT charged (Solo). Of the 13 other products on this page, 10 differ from it on a free plan, eight on bank feeds and four on support for jointly owned property. Debbie suits sole traders who would rather upload a bank statement each quarter than connect a live bank feed, tradespeople who want quotes, invoices and their MTD filing in the same app and people with a trade and a single rental property who want both on one account, and we checked its prices on 25 October 2026.
If it does not fit, these are the other products the selector keeps for the same people. They are in the order the selector itself uses: how well each one fits that kind of income first, then the price, then the name. Each one’s cheapest plan and the points where it differs from Debbie come from our checks of the provider’s own pages, so where we say a product does not offer something, it means we did not find it there.
If you already use Debbie for Making Tax Digital, the guide to changing your MTD software explains what GOV.UK says about when you can move and what happens to your records.
For landlords
Apart from Debbie, the selector keeps 39 other products for landlords. These are the first six, and the rest are in the full comparison. Debbie's own cheapest plan for landlords is £10 a month, no VAT charged.
Cheapest plan for landlords: FreeFree plan, but each MTD submission costs £5
Landlord Studio offers a free plan (each MTD submission costs £5), bank feeds, phone apps and access for an accountant, which Debbie does not. Landlord Studio does not offer support for self-employment income, which Debbie does.
We checked Landlord Studio’s prices on 25 October 2026.
Cheapest plan for landlords: Free
PaTMa Property Manager offers a free plan and bank feeds, which Debbie does not. PaTMa Property Manager does not offer support for self-employment income or receipt capture, which Debbie does.
We checked PaTMa Property Manager’s prices on 2 November 2026.
Cheapest plan for landlords: Free
Quarterwise offers a free plan and access for an accountant, which Debbie does not.
We checked Quarterwise’s prices on 25 October 2026.
Cheapest plan for landlords: FreeFree until March 2028
RentalBux offers a free plan until March 2028, bank feeds, phone apps and access for an accountant, which Debbie does not.
We checked RentalBux’s prices on 25 October 2026.
Cheapest plan for landlords: £39 a year including VAT, about £3.25 a month
Quartax offers access for an accountant, which Debbie does not. Quartax does not offer receipt capture, which Debbie does.
We checked Quartax’s prices on 2 November 2026.
Cheapest plan for landlords: £7.99 a month, no VAT charged
LetCompliance offers access for an accountant, which Debbie does not. LetCompliance does not offer support for self-employment income, which Debbie does.
We checked LetCompliance’s prices on 25 October 2026.
For sole traders
Apart from Debbie, the selector keeps 36 other products for sole traders. These are the first six, and the rest are in the full comparison. Debbie's own cheapest plan for sole traders is £10 a month, no VAT charged.
Cheapest plan for sole traders: Free
Clear Books offers a free plan, bank feeds, phone apps and access for an accountant, which Debbie does not.
We checked Clear Books’s prices on 25 October 2026.
Cheapest plan for sole traders: Free
flonancial offers a free plan, which Debbie does not. flonancial does not offer support for jointly owned property or receipt capture, which Debbie does.
We checked flonancial’s prices on 25 October 2026.
Cheapest plan for sole traders: FreeFree with a NatWest, Royal Bank of Scotland, Ulster Bank or Mettle business account
FreeAgent offers a free plan with a NatWest, Royal Bank of Scotland, Ulster Bank or Mettle business account, bank feeds, phone apps, access for an accountant and MTD for VAT returns, which Debbie does not.
We checked FreeAgent’s prices on 25 October 2026.
Cheapest plan for sole traders: Free
Keepr offers a free plan and access for an accountant, which Debbie does not. Keepr does not offer support for more than one property or support for jointly owned property, which Debbie does.
We checked Keepr’s prices on 25 October 2026.
Monzo Business (MTD for Income Tax)
Cheapest plan for sole traders: FreeFree with a Monzo business account
Monzo Business (MTD for Income Tax) offers a free plan with a Monzo business account, bank feeds and phone apps, which Debbie does not. Monzo Business (MTD for Income Tax) does not offer support for more than one property or support for jointly owned property, which Debbie does.
We checked Monzo Business (MTD for Income Tax)’s prices on 25 October 2026.
Cheapest plan for sole traders: Free
Pandle offers a free plan, bank feeds, phone apps, access for an accountant and MTD for VAT returns, which Debbie does not. Pandle does not offer support for jointly owned property, which Debbie does.
We checked Pandle’s prices on 25 October 2026. Debbie and Pandle side by side
For people with rental and self-employment income
Apart from Debbie, the selector keeps 29 other products for people with rental and self-employment income. These are the first six, and the rest are in the full comparison. Debbie's own cheapest plan for people with rental and self-employment income is £17 a month, no VAT charged.
Cheapest plan for people with rental and self-employment income: £59 a year, about £4.92 a month, VAT not stated
Quartax offers access for an accountant, which Debbie does not. Quartax does not offer receipt capture, which Debbie does.
Cheapest plan for people with rental and self-employment income: £9.50 plus VAT a month, billed yearly
RentalBux offers a free plan until March 2028, bank feeds, phone apps and access for an accountant, which Debbie does not.
Cheapest plan for people with rental and self-employment income: £12 a month, VAT not stated
Quarterwise offers a free plan and access for an accountant, which Debbie does not.
Cheapest plan for people with rental and self-employment income: £21.97 plus VAT a month
Landlord Vision offers bank feeds, phone apps and access for an accountant, which Debbie does not.
We checked Landlord Vision’s prices on 1 November 2026.
Cheapest plan for people with rental and self-employment income: Free
Clear Books offers a free plan, bank feeds, phone apps and access for an accountant, which Debbie does not.
Cheapest plan for people with rental and self-employment income: Free
flonancial offers a free plan, which Debbie does not. flonancial does not offer support for jointly owned property or receipt capture, which Debbie does.
Each of these products has its own page of alternatives as well, which may help if one of them comes close to what you need but is not quite right.
- Alternatives to Landlord Studio
- Alternatives to PaTMa Property Manager
- Alternatives to Quarterwise
- Alternatives to RentalBux
- Alternatives to Quartax
- Alternatives to LetCompliance
- Alternatives to Clear Books
- Alternatives to flonancial
- Alternatives to FreeAgent
- Alternatives to Keepr
- Alternatives to Monzo Business (MTD for Income Tax)
- Alternatives to Pandle
- Alternatives to Landlord Vision
The order on this page comes only from the selector’s rules. How we compare products and how this site is funded explain the rest.