FreeAgent
Free for NatWest/RBS/Ulster Bank/Mettle business account holders; otherwise a paid full accounting platform with a dedicated Landlords product.
HMRC-recognised for MTD ITSA · MTD-ready since 1 April 2025 · Web / iOS / Android
Who it actually suits
Landlords who bank with NatWest, RBS, Ulster Bank or Mettle, contractors and freelancers with light rental income, and joint property owners.
Pricing
| Plan | Price | Notes |
|---|---|---|
| Free (qualifying bank account) | Free | requires a qualifying NatWest Group business account |
| Standard (no qualifying bank) | £29/mo | excl. VAT; frequent 50%-off first-6-months promotions |
Worth knowing before you buy
The non-bank price is the list price; FreeAgent runs frequent half-price promotions for the first six months, so the live figure is often lower. The free route needs a qualifying NatWest Group business account, not just any NatWest product.
Feature coverage
Every figure on this page was last checked against FreeAgent’s own site on 5 July 2026. Prices exclude VAT unless stated and change often — confirm with the provider before subscribing.