Alternatives to Monzo Business (MTD for Income Tax)
The selector keeps Monzo Business (MTD for Income Tax) for landlords and sole traders, including people with both kinds of income. Its cheapest plan is listed as free (Lite). Of the 12 other products on this page, three differ from it on a free plan, five on bank feeds and nine on support for jointly owned property. Monzo Business (MTD for Income Tax) is free with a Monzo business account. Monzo Business (MTD for Income Tax) suits sole traders and landlords happy to keep their business money in a Monzo Business account, people who want free MTD filing from the same app they bank with and people on the cash basis who do not need to share the MTD tool with an accountant, and we checked its prices on 25 October 2026.
If it does not fit, these are the other products the selector keeps for the same people. They are in the order the selector itself uses: how well each one fits that kind of income first, then the price, then the name. Each one’s cheapest plan and the points where it differs from Monzo Business (MTD for Income Tax) come from our checks of the provider’s own pages, so where we say a product does not offer something, it means we did not find it there.
If you already use Monzo Business (MTD for Income Tax) for Making Tax Digital, the guide to changing your MTD software explains what GOV.UK says about when you can move and what happens to your records.
For landlords
Apart from Monzo Business (MTD for Income Tax), the selector keeps 39 other products for landlords. These are the first six, and the rest are in the full comparison. Monzo Business (MTD for Income Tax)'s own cheapest plan for landlords is free. Monzo Business (MTD for Income Tax) is free with a Monzo business account.
Cheapest plan for landlords: FreeFree plan, but each MTD submission costs £5
Landlord Studio offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not. Landlord Studio does not offer support for self-employment income, which Monzo Business (MTD for Income Tax) does.
We checked Landlord Studio’s prices on 25 October 2026.
Cheapest plan for landlords: Free
PaTMa Property Manager offers support for more than one property and support for jointly owned property, which Monzo Business (MTD for Income Tax) does not. PaTMa Property Manager does not offer support for self-employment income, receipt capture or phone apps, which Monzo Business (MTD for Income Tax) does.
We checked PaTMa Property Manager’s prices on 2 November 2026.
Cheapest plan for landlords: Free
Quarterwise offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not. Quarterwise does not offer bank feeds or phone apps, which Monzo Business (MTD for Income Tax) does.
We checked Quarterwise’s prices on 25 October 2026.
Cheapest plan for landlords: FreeFree until March 2028
RentalBux offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not.
We checked RentalBux’s prices on 25 October 2026.
Cheapest plan for landlords: £39 a year including VAT, about £3.25 a month
Quartax offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not. Quartax does not offer a free plan, bank feeds, receipt capture or phone apps, which Monzo Business (MTD for Income Tax) does. Monzo Business (MTD for Income Tax) is free with a Monzo business account.
We checked Quartax’s prices on 2 November 2026.
Cheapest plan for landlords: £7.99 a month, no VAT charged
LetCompliance offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not. LetCompliance does not offer a free plan, support for self-employment income, bank feeds or phone apps, which Monzo Business (MTD for Income Tax) does. Monzo Business (MTD for Income Tax) is free with a Monzo business account.
We checked LetCompliance’s prices on 25 October 2026.
For sole traders
Apart from Monzo Business (MTD for Income Tax), the selector keeps 36 other products for sole traders. These are the first six, and the rest are in the full comparison. Monzo Business (MTD for Income Tax)'s own cheapest plan for sole traders is free. Monzo Business (MTD for Income Tax) is free with a Monzo business account.
Cheapest plan for sole traders: Free
Clear Books offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not.
We checked Clear Books’s prices on 25 October 2026.
Cheapest plan for sole traders: Free
flonancial offers support for more than one property, which Monzo Business (MTD for Income Tax) does not. flonancial does not offer bank feeds, receipt capture or phone apps, which Monzo Business (MTD for Income Tax) does.
We checked flonancial’s prices on 25 October 2026.
Cheapest plan for sole traders: FreeFree with a NatWest, Royal Bank of Scotland, Ulster Bank or Mettle business account
FreeAgent offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not.
We checked FreeAgent’s prices on 25 October 2026.
Cheapest plan for sole traders: Free
Keepr offers access for an accountant, which Monzo Business (MTD for Income Tax) does not. Keepr does not offer bank feeds or phone apps, which Monzo Business (MTD for Income Tax) does.
We checked Keepr’s prices on 25 October 2026.
Cheapest plan for sole traders: Free
Pandle offers support for more than one property and access for an accountant, which Monzo Business (MTD for Income Tax) does not.
We checked Pandle’s prices on 25 October 2026.
Cheapest plan for sole traders: Free
Quarterwise offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not. Quarterwise does not offer bank feeds or phone apps, which Monzo Business (MTD for Income Tax) does.
For people with rental and self-employment income
Apart from Monzo Business (MTD for Income Tax), the selector keeps 29 other products for people with rental and self-employment income. These are the first six, and the rest are in the full comparison. Monzo Business (MTD for Income Tax)'s own cheapest plan for people with rental and self-employment income is free. Monzo Business (MTD for Income Tax) is free with a Monzo business account.
Cheapest plan for people with rental and self-employment income: £59 a year, about £4.92 a month, VAT not stated
Quartax offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not. Quartax does not offer a free plan, bank feeds, receipt capture or phone apps, which Monzo Business (MTD for Income Tax) does. Monzo Business (MTD for Income Tax) is free with a Monzo business account.
Cheapest plan for people with rental and self-employment income: £9.50 plus VAT a month, billed yearly
RentalBux offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not.
Cheapest plan for people with rental and self-employment income: £12 a month, VAT not stated
Quarterwise offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not. Quarterwise does not offer bank feeds or phone apps, which Monzo Business (MTD for Income Tax) does.
Cheapest plan for people with rental and self-employment income: £21.97 plus VAT a month
Landlord Vision offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not. Landlord Vision does not offer a free plan, which Monzo Business (MTD for Income Tax) does. Monzo Business (MTD for Income Tax) is free with a Monzo business account.
We checked Landlord Vision’s prices on 1 November 2026.
Cheapest plan for people with rental and self-employment income: Free
Clear Books offers support for more than one property, support for jointly owned property and access for an accountant, which Monzo Business (MTD for Income Tax) does not.
Cheapest plan for people with rental and self-employment income: Free
flonancial offers support for more than one property, which Monzo Business (MTD for Income Tax) does not. flonancial does not offer bank feeds, receipt capture or phone apps, which Monzo Business (MTD for Income Tax) does.
Each of these products has its own page of alternatives as well, which may help if one of them comes close to what you need but is not quite right.
- Alternatives to Landlord Studio
- Alternatives to PaTMa Property Manager
- Alternatives to Quarterwise
- Alternatives to RentalBux
- Alternatives to Quartax
- Alternatives to LetCompliance
- Alternatives to Clear Books
- Alternatives to flonancial
- Alternatives to FreeAgent
- Alternatives to Keepr
- Alternatives to Pandle
- Alternatives to Landlord Vision
The order on this page comes only from the selector’s rules. How we compare products and how this site is funded explain the rest.