Alternatives to flonancial
The selector keeps flonancial for landlords and sole traders, including people with both kinds of income. Its cheapest plan is listed as free. Of the 12 other products on this page, three differ from it on a free plan, eight on bank feeds and nine on support for jointly owned property. flonancial suits sole traders with turnover under £90,000 who keep their records in a spreadsheet and want to file for free, landlords with no mortgage or other finance costs on their rental, who keep simple totals in a spreadsheet and people who would rather their spreadsheet stayed on their own computer, and we checked its prices on 25 October 2026.
If it does not fit, these are the other products the selector keeps for the same people. They are in the order the selector itself uses: how well each one fits that kind of income first, then the price, then the name. Each one’s cheapest plan and the points where it differs from flonancial come from our checks of the provider’s own pages, so where we say a product does not offer something, it means we did not find it there.
If you already use flonancial for Making Tax Digital, the guide to changing your MTD software explains what GOV.UK says about when you can move and what happens to your records.
For landlords
Apart from flonancial, the selector keeps 39 other products for landlords. These are the first six, and the rest are in the full comparison. flonancial's own cheapest plan for landlords is free.
Cheapest plan for landlords: FreeFree plan, but each MTD submission costs £5
Landlord Studio offers support for jointly owned property, bank feeds, receipt capture, phone apps and access for an accountant, which flonancial does not. Landlord Studio does not offer support for self-employment income, which flonancial does.
We checked Landlord Studio’s prices on 25 October 2026.
Cheapest plan for landlords: Free
PaTMa Property Manager offers support for jointly owned property and bank feeds, which flonancial does not. PaTMa Property Manager does not offer support for self-employment income, which flonancial does.
We checked PaTMa Property Manager’s prices on 2 November 2026.
Cheapest plan for landlords: Free
Quarterwise offers support for jointly owned property, receipt capture and access for an accountant, which flonancial does not.
We checked Quarterwise’s prices on 25 October 2026.
Cheapest plan for landlords: FreeFree until March 2028
RentalBux offers support for jointly owned property, bank feeds, receipt capture, phone apps and access for an accountant, which flonancial does not.
We checked RentalBux’s prices on 25 October 2026.
Cheapest plan for landlords: £39 a year including VAT, about £3.25 a month
Quartax offers support for jointly owned property and access for an accountant, which flonancial does not. Quartax does not offer a free plan, which flonancial does.
We checked Quartax’s prices on 2 November 2026.
Cheapest plan for landlords: £7.99 a month, no VAT charged
LetCompliance offers support for jointly owned property, receipt capture and access for an accountant, which flonancial does not. LetCompliance does not offer a free plan or support for self-employment income, which flonancial does.
We checked LetCompliance’s prices on 25 October 2026.
For sole traders
Apart from flonancial, the selector keeps 36 other products for sole traders. These are the first six, and the rest are in the full comparison. flonancial's own cheapest plan for sole traders is free.
Cheapest plan for sole traders: Free
Clear Books offers support for jointly owned property, bank feeds, receipt capture, phone apps and access for an accountant, which flonancial does not.
We checked Clear Books’s prices on 25 October 2026.
Cheapest plan for sole traders: FreeFree with a NatWest, Royal Bank of Scotland, Ulster Bank or Mettle business account
FreeAgent offers support for jointly owned property, bank feeds, receipt capture, phone apps and access for an accountant, which flonancial does not.
We checked FreeAgent’s prices on 25 October 2026.
Cheapest plan for sole traders: Free
Keepr offers receipt capture and access for an accountant, which flonancial does not. Keepr does not offer support for more than one property, which flonancial does.
We checked Keepr’s prices on 25 October 2026.
Monzo Business (MTD for Income Tax)
Cheapest plan for sole traders: FreeFree with a Monzo business account
Monzo Business (MTD for Income Tax) offers bank feeds, receipt capture and phone apps, which flonancial does not. Monzo Business (MTD for Income Tax) does not offer support for more than one property, which flonancial does.
We checked Monzo Business (MTD for Income Tax)’s prices on 25 October 2026.
Cheapest plan for sole traders: Free
Pandle offers bank feeds, receipt capture, phone apps and access for an accountant, which flonancial does not.
We checked Pandle’s prices on 25 October 2026.
Cheapest plan for sole traders: Free
Quarterwise offers support for jointly owned property, receipt capture and access for an accountant, which flonancial does not.
For people with rental and self-employment income
Apart from flonancial, the selector keeps 29 other products for people with rental and self-employment income. These are the first six, and the rest are in the full comparison. flonancial's own cheapest plan for people with rental and self-employment income is free.
Cheapest plan for people with rental and self-employment income: £59 a year, about £4.92 a month, VAT not stated
Quartax offers support for jointly owned property and access for an accountant, which flonancial does not. Quartax does not offer a free plan, which flonancial does.
Cheapest plan for people with rental and self-employment income: £9.50 plus VAT a month, billed yearly
RentalBux offers support for jointly owned property, bank feeds, receipt capture, phone apps and access for an accountant, which flonancial does not.
Cheapest plan for people with rental and self-employment income: £12 a month, VAT not stated
Quarterwise offers support for jointly owned property, receipt capture and access for an accountant, which flonancial does not.
Cheapest plan for people with rental and self-employment income: £21.97 plus VAT a month
Landlord Vision offers support for jointly owned property, bank feeds, receipt capture, phone apps and access for an accountant, which flonancial does not. Landlord Vision does not offer a free plan, which flonancial does.
We checked Landlord Vision’s prices on 1 November 2026.
Cheapest plan for people with rental and self-employment income: Free
Clear Books offers support for jointly owned property, bank feeds, receipt capture, phone apps and access for an accountant, which flonancial does not.
Cheapest plan for people with rental and self-employment income: Free
Pandle offers bank feeds, receipt capture, phone apps and access for an accountant, which flonancial does not.
Each of these products has its own page of alternatives as well, which may help if one of them comes close to what you need but is not quite right.
- Alternatives to Landlord Studio
- Alternatives to PaTMa Property Manager
- Alternatives to Quarterwise
- Alternatives to RentalBux
- Alternatives to Quartax
- Alternatives to LetCompliance
- Alternatives to Clear Books
- Alternatives to FreeAgent
- Alternatives to Keepr
- Alternatives to Monzo Business (MTD for Income Tax)
- Alternatives to Pandle
- Alternatives to Landlord Vision
The order on this page comes only from the selector’s rules. How we compare products and how this site is funded explain the rest.