Sage (Sole Trader)
The only major-brand option with a genuinely free permanent tier for very simple sole-trader or single-property affairs.
HMRC-recognised for MTD ITSA · MTD-ready since 1 January 2026 · Web / iOS / Android
Who it actually suits
Very simple, low-volume sole traders, landlords wanting a free tier from a recognised brand, and budget-conscious first-time filers.
Pricing
| Plan | Price | Notes |
|---|---|---|
| Sole Trader Free | Free | capped at 5 sales invoices and 25 AI-categorised transactions per month |
| Sole Trader | £7/mo | excl. VAT; often 3 months free |
Worth knowing before you buy
Sole Trader is a newer product (rebranded from Sage Individual during 2025) with some features still rolling out — check current coverage if your affairs are anything beyond simple.
Feature coverage
Bank feed importYes
Multiple propertiesNo
Self-employment incomeYes
Joint ownershipNo
Holiday-let / legacy FHL handlingNo
Mileage trackingNo
Receipt captureYes
Accountant accessYes
Free tierYes
Every figure on this page was last checked against Sage (Sole Trader)’s own site on 5 July 2026. Prices exclude VAT unless stated and change often — confirm with the provider before subscribing.