FileThat vs Landlord Vision for Making Tax Digital
By the selector's own rules, FileThat and Landlord Vision both work for landlords and sole traders, including people with both kinds of income, so the choice comes down to the four points where they differ. Landlord Vision offers support for jointly owned property, bank feeds and phone apps, which FileThat does not. Their cheapest plans are listed as £4.99 for each quarterly update, about £1.66 a month for four updates a year, VAT not stated (Pay per submission (qualifying income £30,000 to £50,000)) for FileThat and £21.97 plus VAT a month (Starter) for Landlord Vision.
FileThat suits sole traders and landlords who would rather pay for each quarterly update than take out a subscription, people with a trade and rental income, or property abroad, who want every income source filed from one place and VAT-registered sole traders who want their VAT returns and income tax updates to come from the same records. Landlord Vision suits landlords with small portfolios wanting tenancy-based pricing and MTD included at every tier, HMO and multi-property landlords who want per-tenancy scaling instead of a hard property cap and landlords who also have some self-employment income and want both kept for MTD in one product.
The facts on this page come from each provider’s own pages and from HMRC’s software list, and how we compare products explains how we check them.
If you are thinking of moving from one to the other, the guide to changing your MTD software explains what GOV.UK says about when you can move and what happens to your records.
Where they differ
These are the points where our checks of the two products came out differently. A “No” means we did not find that feature on the provider’s own pages when we last checked them. Where we had nothing to go on for one of the two, we leave the point out here rather than guess.
| Point | FileThat | Landlord Vision |
|---|---|---|
| Cheapest plan | £4.99 for each quarterly update, about £1.66 a month for four updates a year, VAT not stated (Pay per submission (qualifying income £30,000 to £50,000)) | £21.97 plus VAT a month (Starter) |
| Jointly owned property | No | Yes |
| Bank feeds | No | Yes |
| Phone apps | No | Yes (iOS and Android) |
On the other points we compare (free plan, more than one property, holiday lets and former FHL, self-employment income, receipt capture, accountant access and MTD for VAT returns), they give the same answer, or at least one provider does not say. The full list is under each product’s own page.
What HMRC’s software list says about both
HMRC’s list marks each feature as available now or intended for later. This is what HMRC’s list says, not something we have tested ourselves. Where HMRC lists a product under more than one name, we show the strongest answer and the listing it comes from.
| Feature | FileThat | Landlord Vision |
|---|---|---|
| Your tax return and other income | ||
| Sending your tax return | Available | Available |
| Foreign property | Available | Available |
| Construction Industry Scheme (CIS) | Available | Not stated |
| Employment (PAYE) | Available | Intended |
| UK dividends | Available | Intended |
| UK interest | Available | Intended |
| Capital gains | Availablesince 2 October 2026 | Not stated |
| How it works | ||
| Bridging software that connects to your records | Available | Not stated |
| Calendar update periods (1 April to 31 March) | Available | Available |
| A free version | Available | Not stated |
| Welsh language | Not stated | Not stated |
| Accessibility | ||
| Blindness or impaired vision | Available | Not stated |
| Deafness or impaired hearing | Available | Not stated |
| Motor or physical difficulties | Available | Not stated |
| Cognitive impairments | Available | Not stated |
This is HMRC’s list as it stood on 30 October 2026, at HMRC’s commit 201b34e. A date beside a feature is when HMRC’s list changed it from intended to available. HMRC’s software finder shows the current answers. How we read HMRC’s list
Does HMRC’s software list show FileThat and Landlord Vision as available for sending your tax return?
For sending your tax return, HMRC’s software list as it stood on 30 October 2026 marks it “Available” for FileThat and marks it “Available” for Landlord Vision.
Does HMRC’s software list show a free version of FileThat or Landlord Vision?
For a free version, HMRC’s software list as it stood on 30 October 2026 marks it “Available” for FileThat and says nothing either way for Landlord Vision.
How many features does HMRC’s software list mark as available for FileThat and Landlord Vision?
HMRC’s software list as it stood on 30 October 2026 covers 15 features, and it marks 14 “Available” for FileThat and 3 “Available” for Landlord Vision. For FileThat, it marks 0 “Intended” and gives no answer on 1. For Landlord Vision, it marks 3 “Intended” and gives no answer on 9.
The cheapest plan for your situation
A product’s cheapest plan is not always one you can use, because some plans are only for landlords or only for sole traders. These are the lowest prices the selector would show each reader, as each provider states them. Where a price grows with the number of properties, it is shown as a starting price. The figure over 12 months is the same plan at its regular price, worked out the way the software cost calculator does it.
FileThat
- For landlords
- £4.99 for each quarterly update, about £1.66 a month for four updates a year, VAT not stated
- For sole traders
- £4.99 for each quarterly update, about £1.66 a month for four updates a year, VAT not stated
- For people with rental and self-employment income
- £4.99 for each quarterly update, about £1.66 a month for four updates a year, VAT not stated
- Cheapest plan over 12 months
- £19.96, VAT not stated
We checked FileThat’s prices on 25 October 2026.
Landlord Vision
- For landlords
- £21.97 plus VAT a month
- For sole traders
- £21.97 plus VAT a month
- For people with rental and self-employment income
- £21.97 plus VAT a month
- Cheapest plan over 12 months
- £263.64 plus VATThe monthly price times 12; the provider also bills by the year
We checked Landlord Vision’s prices on 1 November 2026.
Notes from our checks
FileThat
FileThat has no subscription. Keeping digital records is free, and you buy a credit for each new quarterly update or VAT return with figures in it, at £3.99, £4.99 or £5.99 depending on your qualifying income across all your businesses. The first 500 individuals to connect to HMRC keep £3.99 for good, and until FileThat has figures to work out your band you pay the lowest price, so the price you end up paying may be higher than the cheapest one shown. We show each band as a monthly equivalent of four quarterly updates for one business. We leave out the £3.99 band from our prices because people who must use MTD have qualifying income over £50,000 now and over £30,000 from April 2027, so the bands that apply to them start at £4.99. Each trade, your UK property and any foreign property are separate businesses with their own quarterly updates, so a landlord who is also self-employed pays twice, although FileThat caps an individual's spending at £50 in a tax year, with £55 the most charged. The annual submission, final declaration and amendments are free. The 4 free credits on sign-up cover the first year of quarterly updates for one business, and FileThat's pricing page says this is why HMRC's software finder lists it with a free version. After that first year there is no lasting free plan for filing, so we do not count it as a free tier. FileThat says all your UK lets are kept apart under nicknames and filed as one property business, and that it does not split figures between joint owners, so each owner files their own share. It says a UK holiday let is filed as part of the ordinary property business now that the furnished holiday lettings rules have ended. Bank transactions come from a CSV statement you upload, as FileThat deliberately does not use Open Banking, so we do not count that as a bank feed. An accountant can sign up as an agent and file for you, and FileThat also files from a spreadsheet template if you prefer. It is a website that works in a phone's browser, and we did not find mobile apps. None of the pages we read says whether VAT is added to FileThat's own prices. We checked this on 25 October 2026.
Landlord Vision
Landlord Vision prices by tenancy rather than by property, so our property-count answers are only a guide: a landlord who picks the 4 to 10 property band may have more tenancies than the Starter plan's limit of 4, and then Standard is the plan to compare. Every plan includes MTD for Income Tax submissions at no extra cost. Landlord Vision's MTD page now says you can keep property and self-employment MTD records together, which matches HMRC's software list, so we show self-employment support. Its home page says the Landlord Vision app is now on iOS and Android and comes free with a plan. We show the full prices. When we checked, Landlord Vision was offering 60% off Starter for two years, with a two-year price guarantee. Its offer of 20% off the first year of a new annual plan, which was due to end on 30 October 2026, is no longer on the pricing page. Its page for property accountants says you can enter several owners for a portfolio, set ownership values at portfolio and property level and work out tax from each owner's share, so we show joint-ownership support. The same page still answers an older question by saying Landlord Vision is not MTD ready yet, which its newer MTD and pricing pages no longer say. We checked this on 1 November 2026.
Neither product is ranked above the other here: the page sets out what each provider says so you can weigh it against your own situation. How we compare products
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