Recognised by HMRC for Making Tax Digital

FileThat

Name: FileThat
Price: 4.99 GBP

Pay-per-submission MTD software with no subscription: free digital records for self-employment, UK property and foreign property, with each quarterly update costing £3.99 to £5.99 depending on your income and the final declaration free.

Web

In HMRC’s software finder since 21 August 2026. About this date

HMRC’s software list says FileThat covers sole trader and UK property income and can send your tax return. What HMRC’s list says

Who FileThat suits

Sole traders and landlords who would rather pay for each quarterly update than take out a subscription, people with a trade and rental income, or property abroad, who want every income source filed from one place, and VAT-registered sole traders who want their VAT returns and income tax updates to come from the same records.

Plans and prices

FileThat published plan prices
Plan	Price	Notes
Pay per submission (qualifying income £30,000 to £50,000)	£1.66/mo	£4.99 per new quarterly update VAT treatment is not stated Shown here as a monthly equivalent of four quarterly updates a year for one business A second business, such as a rental alongside a trade, means a second set of quarterly updates and twice the cost The annual submission, final declaration, amendments and NIL VAT returns are free, and once you have paid £50 in a tax year the rest of that year is free, with £55 the most charged 4 free credits on sign-up cover the first year of quarterly updates for one business Credits are used only when HMRC confirms the submission and do not expire A rise in band waits until the following 6 April
Pay per submission (qualifying income £50,000 and over)	£2/mo	£5.99 per new quarterly update VAT treatment is not stated Shown here as a monthly equivalent of four quarterly updates a year for one business A second business, such as a rental alongside a trade, means a second set of quarterly updates and twice the cost The annual submission, final declaration, amendments and NIL VAT returns are free, and once you have paid £50 in a tax year the rest of that year is free, with £55 the most charged 4 free credits on sign-up cover the first year of quarterly updates for one business Credits are used only when HMRC confirms the submission and do not expire A rise in band waits until the following 6 April

Good to know

FileThat has no subscription. Keeping digital records is free, and you buy a credit for each new quarterly update or VAT return with figures in it, at £3.99, £4.99 or £5.99 depending on your qualifying income across all your businesses. The first 500 individuals to connect to HMRC keep £3.99 for good, and until FileThat has figures to work out your band you pay the lowest price, so the price you end up paying may be higher than the cheapest one shown. We show each band as a monthly equivalent of four quarterly updates for one business. We leave out the £3.99 band from our prices because people who must use MTD have qualifying income over £50,000 now and over £30,000 from April 2027, so the bands that apply to them start at £4.99. Each trade, your UK property and any foreign property are separate businesses with their own quarterly updates, so a landlord who is also self-employed pays twice, although FileThat caps an individual's spending at £50 in a tax year, with £55 the most charged. The annual submission, final declaration and amendments are free. The 4 free credits on sign-up cover the first year of quarterly updates for one business, and FileThat's pricing page says this is why HMRC's software finder lists it with a free version. After that first year there is no lasting free plan for filing, so we do not count it as a free tier. FileThat says all your UK lets are kept apart under nicknames and filed as one property business, and that it does not split figures between joint owners, so each owner files their own share. It says a UK holiday let is filed as part of the ordinary property business now that the furnished holiday lettings rules have ended. Bank transactions come from a CSV statement you upload, as FileThat deliberately does not use Open Banking, so we do not count that as a bank feed. An accountant can sign up as an agent and file for you, and FileThat also files from a spreadsheet template if you prefer. It is a website that works in a phone's browser, and we did not find mobile apps. None of the pages we read says whether VAT is added to FileThat's own prices. We checked this on 25 October 2026.

What it can do

Bank feed importNo

Multiple propertiesYes

Self-employment incomeYes

Joint ownershipNo

Holiday-let / legacy FHL handlingYes

Mileage trackingYes

Receipt captureYes

Accountant accessYes

Free tierNo

When we checked FileThat’s own site on 25 October 2026, it did not show a free version. HMRC’s software list, updated 30 October 2026, says a free version is available.

MTD for VAT returnsYes, from the Pay per submission (qualifying income £30,000 to £50,000) planWe checked FileThat’s page on 25 October 2026

‘No’ means FileThat’s own pages did not show it when we checked on 25 October 2026. The product may still do it, so ask FileThat if it matters to you.

What FileThat works with

Receipts: Photograph a receipt from a phone or computer and the date, shop and total are read and a category suggested; the photo is then deleted. FileThat’s page about receipts
Your accountant: An accountant can sign up as an agent with an Agent Reference Number, connect through HMRC Agent Services and file for you, while you upload receipts through your own login. FileThat’s page about working with an accountant
Payroll: Not stated
Spreadsheets: VAT returns and Income Tax quarterly updates can be filed from a CSV or Excel template, which can be linked by formulas to your own spreadsheet. FileThat’s page about spreadsheets

We read this on FileThat’s own pages on 25 October 2026. ‘Not stated’ means FileThat’s own pages said nothing about it either way.

What HMRC’s software list says about FileThat

HMRC’s software list says FileThat can send your tax return. HMRC’s list marks each feature as available now or intended for later. ‘Not stated’ means HMRC’s list says nothing about that feature for FileThat either way. This is what HMRC’s list says, not something we have tested ourselves, and the same answers for every product on HMRC’s list are set out together.

Who HMRC lists it for

Individuals: Available
Agents, such as accountants: Available
Sole trader income: Available
UK property income: Available
Sending quarterly updates: Available

Your tax return and other income

Sending your tax return: Available
Foreign property: Available
Construction Industry Scheme (CIS): Available
Employment (PAYE): Available
UK dividends: Available
UK interest: Available
Capital gains: Availablesince 2 October 2026

How it works

Bridging software that connects to your records: Available
Calendar update periods (1 April to 31 March): Available
A free version: Available
Welsh language: Not stated

Accessibility

Blindness or impaired vision: Available
Deafness or impaired hearing: Available
Motor or physical difficulties: Available
Cognitive impairments: Available

This is HMRC’s list as it stood on 30 October 2026. A date beside a feature is when HMRC’s list changed it from intended to available. HMRC’s software finder shows the current answers. How we read HMRC’s list

Questions about FileThat on HMRC’s lists

Is FileThat on HMRC’s software list for Making Tax Digital?

HMRC’s software list for Making Tax Digital for Income Tax, as it stood on 30 October 2026, includes FileThat. It has been in HMRC’s software finder since 21 August 2026.

Does HMRC’s software list show FileThat as able to send your tax return?

HMRC’s software list as it stood on 30 October 2026 marks sending your tax return as “Available” for FileThat.

We checked these prices on FileThat’s website on 25 October 2026. How we compare products

If a price or plan here has changed, please tell us at hello@acrenvo.com and we will check it on FileThat’s own site.

Visit FileThat Check it fits your situation

Once you have chosen, the guide After choosing software: getting it ready for MTD, as GOV.UK explains covers the steps that come next.

Hear about price changes once a month

We’ll email you a link to confirm first. Once you confirm, Acrenvo will send one email a month summarising the MTD software price changes we have checked and any changes to HMRC’s list of software for MTD for Income Tax, with links to the pages on Acrenvo where each change is recorded. Each email may also pick out one dated finding from that month’s record and list the coming MTD for Income Tax deadlines. If nothing changed in a month, we send nothing. In future it may also carry one advert and news of paid guides or templates from Acrenvo, each clearly labelled for what it is. Every email has a stop link, and stopping takes a single click.

Email address

This is separate from the deadline reminders, and signing up for one does not sign you up for the other. No account is needed. How we use your email address. Past emails and what each one holds