Pandle vs Powered Now for Making Tax Digital

We checked these prices on 25 October 2026.

By the selector's own rules, Pandle and Powered Now both work for sole traders, so the choice comes down to the five points where they differ. Powered Now does not offer a free plan, support for more than one property, bank feeds or access for an accountant, which Pandle does. Their cheapest plans are listed as free for Pandle and £28 plus VAT a month (Business (quarterly updates only)) for Powered Now.

Pandle suits sole traders and landlords who want free MTD submissions without a usage cap, small portfolios that can start with manual bank imports and users willing to pay a modest amount for live feeds and per-property projects. Powered Now suits sole traders in the trades who want quotes, invoices and MTD updates in the same app, trade businesses with a small team who need certificates and custom forms as well and VAT-registered tradespeople who want VAT returns from the Professional plan.

The facts on this page come from each provider’s own pages and from HMRC’s software list, and how we compare products explains how we check them.

If you are thinking of moving from one to the other, the guide to changing your MTD software explains what GOV.UK says about when you can move and what happens to your records.

Where they differ

These are the points where our checks of the two products came out differently. A “No” means we did not find that feature on the provider’s own pages when we last checked them. Where we had nothing to go on for one of the two, we leave the point out here rather than guess.

Where Pandle and Powered Now differ
Point	Pandle	Powered Now
Cheapest plan	Free	£28 plus VAT a month (Business (quarterly updates only))
Free plan	Yes	No
More than one property	Yes	No
Bank feeds	Yes	No
Accountant access	Yes	No

On the other points we compare (jointly owned property, holiday lets and former FHL, self-employment income, receipt capture and phone apps), they give the same answer, or at least one provider does not say. The full list is under each product’s own page.

Both send MTD for VAT returns, from different plans: Pandle from the Pandle plan and Powered Now from the Professional (quarterly updates only) plan.

What HMRC’s software list says about both

HMRC’s list marks each feature as available now or intended for later. This is what HMRC’s list says, not something we have tested ourselves. Where HMRC lists a product under more than one name, we show the strongest answer and the listing it comes from.

What HMRC’s software list says about Pandle and Powered Now
Feature	Pandle	Powered Now
Your tax return and other income
Sending your tax return	Available	Intended
Foreign property	Not stated	Available
Construction Industry Scheme (CIS)	Intended	Intended
Employment (PAYE)	Availablesince 9 October 2026	Intended
UK dividends	Availablesince 9 October 2026	Intended
UK interest	Availablesince 9 October 2026	Intended
Capital gains	Availablesince 9 October 2026	Intended
How it works
Bridging software that connects to your records	Available	Not stated
Calendar update periods (1 April to 31 March)	Available	Available
A free version	Available	Not stated
Welsh language	Not stated	Not stated
Accessibility
Blindness or impaired vision	Available	Available
Deafness or impaired hearing	Available	Available
Motor or physical difficulties	Available	Available
Cognitive impairments	Available	Available

This is HMRC’s list as it stood on 30 October 2026, at HMRC’s commit 201b34e. A date beside a feature is when HMRC’s list changed it from intended to available. HMRC’s software finder shows the current answers. How we read HMRC’s list

Does HMRC’s software list show Pandle and Powered Now as available for sending your tax return?

For sending your tax return, HMRC’s software list as it stood on 30 October 2026 marks it “Available” for Pandle and marks it “Intended” for Powered Now.

Does HMRC’s software list show a free version of Pandle or Powered Now?

For a free version, HMRC’s software list as it stood on 30 October 2026 marks it “Available” for Pandle and says nothing either way for Powered Now.

How many features does HMRC’s software list mark as available for Pandle and Powered Now?

HMRC’s software list as it stood on 30 October 2026 covers 15 features, and it marks 12 “Available” for Pandle and 6 “Available” for Powered Now. For Pandle, it marks 1 “Intended” and gives no answer on 2. For Powered Now, it marks 6 “Intended” and gives no answer on 3.

The cheapest plan for your situation

A product’s cheapest plan is not always one you can use, because some plans are only for landlords or only for sole traders. These are the lowest prices the selector would show each reader, as each provider states them. Where a price grows with the number of properties, it is shown as a starting price. The figure over 12 months is the same plan at its regular price, worked out the way the software cost calculator does it.

Pandle

For sole traders: Free
Cheapest plan over 12 months: Free

We checked Pandle’s prices on 25 October 2026.

Pandle also works for landlords and people with rental and self-employment income.

Powered Now

For sole traders: £28 plus VAT a month
Cheapest plan over 12 months: £336 plus VATThe monthly price times 12; the provider also bills by the year

We checked Powered Now’s prices on 25 October 2026.

Notes from our checks

Pandle

Pandle's free plan includes MTD Income Tax submissions and no usage limits. Live bank feeds, projects for separating properties, receipt uploads and mileage tracking are Pro features at £5 + VAT per month. Confirm joint-ownership, foreign-property and final-return coverage for your exact setup.

Powered Now

Powered Now's MTD page describes handling the quarterly submissions to HMRC, but we did not find a way to send the final declaration from Powered Now, and when we looked at HMRC's software list on 25 October 2026 it still showed the year-end return as intended rather than available. So we name each plan as quarterly updates only. The pricing page says MTD for Income Tax is built into every plan, including Business. HMRC's list shows UK property income as available for Powered Now, but its own pages describe trade work only and say nothing about rental income records, so we mark the plans as unsuitable when property income is in the picture until Powered Now's pages say otherwise. The app works on PC, Mac, iPhone, iPad and Android. Receipt scanning comes with Premium only. We did not find a bank feed, mileage tracking, accountant access or anything about furnished holiday lets; the Xero and QuickBooks integrations on Professional and Premium pass figures to an accountant's own software. We checked this on 25 October 2026.

Neither product is ranked above the other here: the page sets out what each provider says so you can weigh it against your own situation. How we compare products

Check which fits your situation

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