ApariSolo vs Pandle for Making Tax Digital
By the selector's own rules, ApariSolo and Pandle both work for landlords and sole traders, including people with both kinds of income, so the choice comes down to the six points where they differ. Pandle offers a free plan, support for more than one property, phone apps and access for an accountant, which ApariSolo does not. Pandle does not offer support for jointly owned property, which ApariSolo does. Their cheapest plans are listed as £144 a year including VAT, about £12 a month (ApariSolo (MTD quarterly updates only)) for ApariSolo and free for Pandle.
ApariSolo suits sole traders who would rather upload documents and connect a bank than keep full books, people with more than one kind of income who want a running estimate of what they may owe and people with one jointly owned rental property as well as self-employment. Pandle suits sole traders and landlords who want free MTD submissions without a usage cap, small portfolios that can start with manual bank imports and users willing to pay a modest amount for live feeds and per-property projects.
The facts on this page come from each provider’s own pages and from HMRC’s software list, and how we compare products explains how we check them.
If you are thinking of moving from one to the other, the guide to changing your MTD software explains what GOV.UK says about when you can move and what happens to your records.
Where they differ
These are the points where our checks of the two products came out differently. A “No” means we did not find that feature on the provider’s own pages when we last checked them. Where we had nothing to go on for one of the two, we leave the point out here rather than guess.
| Point | ApariSolo | Pandle |
|---|---|---|
| Cheapest plan | £144 a year including VAT, about £12 a month (ApariSolo (MTD quarterly updates only)) | Free |
| Free plan | No | Yes |
| More than one property | No | Yes |
| Jointly owned property | Yes | No |
| Phone apps | No | Yes (iOS and Android) |
| Accountant access | No | Yes |
On the other points we compare (holiday lets and former FHL, self-employment income, bank feeds, receipt capture and MTD for VAT returns), they give the same answer, or at least one provider does not say. The full list is under each product’s own page.
What HMRC’s software list says about both
HMRC’s list marks each feature as available now or intended for later. This is what HMRC’s list says, not something we have tested ourselves. Where HMRC lists a product under more than one name, we show the strongest answer and the listing it comes from.
| Feature | ApariSolo | Pandle |
|---|---|---|
| Your tax return and other income | ||
| Sending your tax return | Intended | Available |
| Foreign property | Available | Not stated |
| Construction Industry Scheme (CIS) | Available | Intended |
| Employment (PAYE) | Available | Availablesince 9 October 2026 |
| UK dividends | Intended | Availablesince 9 October 2026 |
| UK interest | Intended | Availablesince 9 October 2026 |
| Capital gains | Intended | Availablesince 9 October 2026 |
| How it works | ||
| Bridging software that connects to your records | Available | Available |
| Calendar update periods (1 April to 31 March) | Not stated | Available |
| A free version | Not stated | Available |
| Welsh language | Not stated | Not stated |
| Accessibility | ||
| Blindness or impaired vision | Not stated | Available |
| Deafness or impaired hearing | Not stated | Available |
| Motor or physical difficulties | Not stated | Available |
| Cognitive impairments | Not stated | Available |
This is HMRC’s list as it stood on 30 October 2026, at HMRC’s commit 201b34e. A date beside a feature is when HMRC’s list changed it from intended to available. HMRC’s software finder shows the current answers. How we read HMRC’s list
Does HMRC’s software list show ApariSolo and Pandle as available for sending your tax return?
For sending your tax return, HMRC’s software list as it stood on 30 October 2026 marks it “Intended” for ApariSolo and marks it “Available” for Pandle.
Does HMRC’s software list show a free version of ApariSolo or Pandle?
For a free version, HMRC’s software list as it stood on 30 October 2026 says nothing either way for ApariSolo and marks it “Available” for Pandle.
How many features does HMRC’s software list mark as available for ApariSolo and Pandle?
HMRC’s software list as it stood on 30 October 2026 covers 15 features, and it marks 4 “Available” for ApariSolo and 12 “Available” for Pandle. For ApariSolo, it marks 4 “Intended” and gives no answer on 7. For Pandle, it marks 1 “Intended” and gives no answer on 2.
The cheapest plan for your situation
A product’s cheapest plan is not always one you can use, because some plans are only for landlords or only for sole traders. These are the lowest prices the selector would show each reader, as each provider states them. Where a price grows with the number of properties, it is shown as a starting price. The figure over 12 months is the same plan at its regular price, worked out the way the software cost calculator does it.
ApariSolo
- For landlords
- £144 a year including VAT, about £12 a month
- For sole traders
- £144 a year including VAT, about £12 a month
- For people with rental and self-employment income
- £144 a year including VAT, about £12 a month
- Cheapest plan over 12 months
- £144 including VAT
We checked ApariSolo’s prices on 2 November 2026.
Pandle
- For landlords
- Free
- For sole traders
- Free
- For people with rental and self-employment income
- Free
- Cheapest plan over 12 months
- Free
We checked Pandle’s prices on 25 October 2026.
Notes from our checks
ApariSolo
ApariSolo's home page describes keeping MTD records, preparing quarterly updates and submitting to HMRC, and its help centre covers MTD quarterly submissions and the SA100 Self Assessment return. When we looked at HMRC's software list on 2 November 2026 it still showed the MTD year-end return as intended rather than available, so we name the single plan as covering MTD quarterly updates only. The price card describes the plan as for UK sole traders preparing Self Assessment and getting ready for MTD, while the rest of the home page and the help centre also cover landlords, property sources and jointly owned rental properties, and HMRC's list shows both self-employment and UK property income as available. The help centre has an article on adding a jointly owned property, so we show joint ownership. We did not find anything about keeping several separate properties, so we do not show multi-property support. The help centre also has an article on adding ApariSolo to mobile devices and HMRC's list shows iOS and Android, but we did not find an app store listing, so we do not show native mobile apps. We did not find mileage tracking, accountant access or anything about furnished holiday lets. We checked this on 2 November 2026.
Pandle
Pandle's free plan includes MTD Income Tax submissions and no usage limits. Live bank feeds, projects for separating properties, receipt uploads and mileage tracking are Pro features at £5 + VAT per month. Confirm joint-ownership, foreign-property and final-return coverage for your exact setup.
Neither product is ranked above the other here: the page sets out what each provider says so you can weigh it against your own situation. How we compare products
More on these two products
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