Cheapest MTD software for landlords, by checked price
What is the cheapest MTD software for a landlord with one property?
Of the 40 products with a stated price, 13 have a free plan for landlords, and the lowest paid price after them is FileThat’s, at £4.99 for each quarterly update, about £1.66 a month for four updates a year, VAT not stated. We checked these prices between 12 September and 3 November 2026, and because some free plans depend on a particular bank account, the full list from the lowest checked price gives each plan with its condition.
Our selector keeps 40 of the products we compare for people with rental income, and this page lists them by one thing only: the price of each one’s cheapest plan for landlords, lowest first, as we found it on the provider’s own site on the day shown. Where a provider quotes a price without VAT, we add VAT at the standard rate before sorting, so every price is compared on the same footing. Products at the same price sit in alphabetical order, and nobody pays for a place.
The cheapest plan is not always the right one for you. A free plan may depend on a particular bank account, or a low price may cover the quarterly updates but not the tax return at the end of the year, so we give the condition beside each product where there is one. For an order that weighs how well each product fits your income, see the selector’s order for landlords, or answer the selector’s questions for a shortlist of your own. How we compare products explains how we check each price.
The 40 products, from the lowest checked price
- 1
Cheapest plan for landlords: Free (MTD for Landlords (2026-27 tax year))
Free for the 2026 to 2027 tax year
We checked the prices for ANNA Money (MTD ITSA) on 2 November 2026.
- 2
Cheapest plan for landlords: Free (Sole Trader Free / Property Free)
We checked the prices for Clear Books on 25 October 2026.
- 3
Cheapest plan for landlords: Free
We checked the prices for flonancial on 25 October 2026.
- 4
Cheapest plan for landlords: Free (qualifying bank account)
Free with a NatWest, Royal Bank of Scotland, Ulster Bank or Mettle business account
We checked the prices for FreeAgent on 25 October 2026.
- 5
Cheapest plan for landlords: Free (MTD Go)
Free plan, but each MTD submission costs £5
We checked the prices for Landlord Studio on 25 October 2026.
- 6
Monzo Business (MTD for Income Tax)
Cheapest plan for landlords: Free (Lite)
Free with a Monzo business account
We checked the prices for Monzo Business (MTD for Income Tax) on 25 October 2026.
- 7
Cheapest plan for landlords: Free
We checked the prices for Pandle on 25 October 2026.
- 8
Cheapest plan for landlords: Free
We checked the prices for PaTMa Property Manager on 2 November 2026.
- 9
Cheapest plan for landlords: Free
We checked the prices for Quarterwise on 25 October 2026.
- 10
Cheapest plan for landlords: Free (until March 2028)
Free until March 2028
We checked the prices for RentalBux on 25 October 2026.
- 11
Cheapest plan for landlords: Free (Sole Trader Free)
We checked the prices for Sage (Sole Trader) on 12 September 2026.
- 12
Cheapest plan for landlords: Free
We checked the prices for TradeKit on 25 October 2026.
- 13
Cheapest plan for landlords: Free
We checked the prices for Zoho Books (UK) on 25 October 2026.
- 14
Cheapest plan for landlords: £4.99 for each quarterly update, about £1.66 a month for four updates a year, VAT not stated (Pay per submission (qualifying income £30,000 to £50,000))
We checked the prices for FileThat on 25 October 2026.
- 15
Cheapest plan for landlords: £24 plus VAT a year, about £2 a month (Solo (1 individual, quarterly updates only))
We checked the prices for TaxCalc MTD Quarterly Filer on 25 October 2026.
- 16
Cheapest plan for landlords: £29 a year including VAT, about £2.42 a month (Annual (quarterly updates only))
This is the regular price. LandlordFile also advertises an introductory offer, which we leave out because it ends.
We checked the prices for LandlordFile on 25 October 2026.
- 17
Cheapest plan for landlords: £30 plus VAT a year, about £2.50 a month (Individual (1 NI number))
We checked the prices for VitalTax on 25 October 2026.
- 18
Cheapest plan for landlords: £39 a year including VAT, about £3.25 a month (Full MTD Coverage)
We checked the prices for Abridge on 2 November 2026.
- 19
Cheapest plan for landlords: £39 a year including VAT, about £3.25 a month (Solo)
We checked the prices for Quartax on 2 November 2026.
- 20
Cheapest plan for landlords: £49 a year including VAT, about £4.08 a month (Sole trader (one business))
This is the regular price. EasyTaxer.com also advertises an introductory offer, which we leave out because it ends.
We checked the prices for EasyTaxer.com on 25 October 2026.
- 21
Cheapest plan for landlords: £49.99 a year, about £4.17 a month, VAT not stated (MTD Bridging (quarterly updates only))
We checked the prices for Coconut on 25 October 2026.
- 22
Cheapest plan for landlords: £5 plus VAT a month (Individual)
We checked the prices for AbraTax on 2 November 2026.
- 23
Cheapest plan for landlords: £60 plus VAT a year, about £5 a month (Power User (includes MTD for Income Tax))
We checked the prices for QuickFile on 25 October 2026.
- 24
Cheapest plan for landlords: £6 a month, VAT not stated (Bridging (without year-end return))
We checked the prices for Taxd on 25 October 2026.
- 25
Cheapest plan for landlords: £60 plus VAT a year, about £5 a month (Annual Plan)
We checked the prices for TaxNav on 25 October 2026.
- 26
Cheapest plan for landlords: £7.99 a month, no VAT charged (Single)
We checked the prices for LetCompliance on 25 October 2026.
- 27
Cheapest plan for landlords: £99 a year including VAT, about £8.25 a month (DIY)
We checked the prices for Provestor for Landlords on 25 October 2026.
- 28
Cheapest plan for landlords: £7 plus VAT a month (Simple)
We checked the prices for Xero on 25 October 2026.
- 29
Cheapest plan for landlords: £8.99 a month, VAT not stated (Growth (quarterly updates only))
We checked the prices for August on 2 November 2026.
- 30
Cheapest plan for landlords: £9 a month, no VAT charged (Starter (quarterly updates only))
We checked the prices for RentFig on 2 November 2026.
- 31
Cheapest plan for landlords: £8 plus VAT a month (Basic (1-3 properties))
We checked the prices for Hammock on 25 October 2026.
- 32
Cheapest plan for landlords: £10 a month, no VAT charged (Solo)
We checked the prices for Debbie on 25 October 2026.
- 33
Cheapest plan for landlords: £129.99 a year including VAT, about £10.83 a month (Pro including MTD)
We checked the prices for untied on 25 October 2026.
- 34
Cheapest plan for landlords: £144 a year including VAT, about £12 a month (ApariSolo (MTD quarterly updates only))
We checked the prices for ApariSolo on 2 November 2026.
- 35
Cheapest plan for landlords: £12 a month, VAT not stated (Premium)
We checked the prices for Lendlord on 2 November 2026.
- 36
QuickBooks (Sole Trader Plus / Simple Start)
Cheapest plan for landlords: £10 plus VAT a month (Sole Trader Plus)
We checked the prices for QuickBooks (Sole Trader Plus / Simple Start) on 3 November 2026.
Alternatives to QuickBooks (Sole Trader Plus / Simple Start)
- 37
Cheapest plan for landlords: £15 plus VAT a month (Bookkeeping (Self Assessment module extra))
We checked the prices for Nomi on 25 October 2026.
- 38
Cheapest plan for landlords: £270 a year, about £22.50 a month, VAT not stated (Self-Managed (one income source))
We checked the prices for TaxDash on 25 October 2026.
- 39
Cheapest plan for landlords: £19 plus VAT a month (Low)
We checked the prices for Briefcase on 25 October 2026.
- 40
Cheapest plan for landlords: £21.97 plus VAT a month (Starter)
We checked the prices for Landlord Vision on 1 November 2026.
The order on this page comes only from the checked prices. How we compare products and how this site is funded explain the rest.