HMRC-recognised for MTD ITSA
Xero
Full-featured cloud accounting platform that works well for landlords who also run a limited company or need multi-property reporting.
MTD-ready since 1 April 2025 · Web / iOS / Android
The situations where Xero is most likely to make sense
Landlords with multiple properties, sole traders who also need payroll, and anyone already using an accountant on Xero.
What the published plan prices look like
| Plan | Price | Notes |
|---|---|---|
| Simple | £7/mo | excl. VAT; regular price; capped invoicing |
| Ignite | £16/mo | excl. VAT; regular price; 20 invoices / 10 bills per month cap |
| Grow | £37/mo | excl. VAT; regular price; 1 payroll user included |
| Comprehensive | £50/mo | excl. VAT; regular price |
| Ultimate | £65/mo | excl. VAT; regular price |
A note before you decide
Regular prices shown. Xero currently advertises either one month free or 80% off for the first six months; prices rise again on 1 September 2026. Payroll, Expenses and some advanced features may be paid add-ons depending on plan.
The practical features that matter for MTD use
The figures on this page were last checked against Xero’s own site on 6 July 2026. Prices exclude VAT unless stated, and they can change, so confirm the current details with the provider before subscribing. Read how Acrenvo compares products.