Xero
Full-featured cloud accounting platform, strong for landlords who also run a limited company or need multi-property reporting.
HMRC-recognised for MTD ITSA · MTD-ready since 1 April 2025 · Web / iOS / Android
Who it actually suits
Landlords with multiple properties, sole traders who also need payroll, and anyone already using an accountant on Xero.
Pricing
| Plan | Price | Notes |
|---|---|---|
| Simple | £7/mo | excl. VAT; capped invoicing |
| Ignite | £16/mo | excl. VAT; 20 invoices / 10 bills per month cap |
| Grow | £37/mo | excl. VAT; unlimited invoicing, 1 payroll user included |
| Comprehensive | £50/mo | excl. VAT |
| Ultimate | £65/mo | excl. VAT |
Worth knowing before you buy
Xero has announced a further UK price rise from 1 September 2026, so check xero.com before committing. Payroll and Expenses are paid add-ons on top of the plan price.
Feature coverage
Bank feed importYes
Multiple propertiesYes
Self-employment incomeYes
Joint ownershipYes
Holiday-let / legacy FHL handlingYes
Mileage trackingYes
Receipt captureYes
Accountant accessYes
Free tierNo
Every figure on this page was last checked against Xero’s own site on 5 July 2026. Prices exclude VAT unless stated and change often — confirm with the provider before subscribing.