ANNA Money (MTD ITSA) vs untied for Making Tax Digital

ANNA Money (MTD ITSA)

ANNA runs two largely separate MTD services under one name. The free landlord tool works from a connected bank account and covers the 2026-27 tax year only, and ANNA has not published a price for later years. Auto Accountant handles self-employment income on top of a business current account. ANNA's Self Assessment page gives the example of a plumber who also lets a flat and says Auto Accountant keeps each one in its own set of books, but its pricing and landlord pages still describe the landlord tool and Auto Accountant as separate services, so the selector still treats them as separate choices by income type. ANNA's pricing page shows Auto Accountant as free for the first 4 months and then £29 a month on the Free and Grow account tiers, and shows only the free months on the Business and Big Business tiers. ANNA's Self Assessment page goes further and describes 2026-27 MTD with Auto Accountant as free under a limited-time offer, so it is worth asking ANNA which price applies to you before you sign up. ANNA also offers free spreadsheet bridging for quarterly updates only, which we do not list as a plan of its own. ANNA describes itself as a mobile business account with an app, but the pages we read do not say which phones it runs on. Every account tier on the pricing page lists sharing access with your accountant or syncing with accounting software such as Xero, so we show accountant access. We checked this on 2 November 2026.

untied

untied is often listed as free in roundups, but the free version is a 30-day trial and filing requires a paid plan. Plans are priced per tax year with VAT included, which is unusual for this market, so compare like-for-like against ex-VAT monthly prices carefully. untied also sells a cheaper Lite plan, but its pricing page shows Making Tax Digital and property income as not included on Lite, so we do not list it.