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Plan what MTD software will cost you over 12 or 24 months
When you are choosing between a few products, it helps to see what each would cost over the time you expect to use it. Pick up to three products and a plan for each, then choose 12 or 24 months. Each total uses the price we checked on the provider’s own site, and where the provider advertised an introductory offer that we can work out, you see the total with that offer as well.
The worked example below compares the first three products, from A to Z, that had an offer we could total. Your choices stay on this page and are not saved.
ANNA Money (MTD ITSA), Auto Accountant (self-employment Self Assessment and MTD)
- Over 12 months at the regular price
- £348
- Over 12 months with the offer
- £232
The provider does not say whether VAT is included. The offer, in our notes on the plan: “first 4 months free, then £29 a month”.
We checked this price on 2 November 2026. ANNA Money (MTD ITSA) page
Debbie, Solo
- Over 12 months at the regular price
- £120
- Over 12 months with the offer
- £110
At the regular price, no VAT charged. The offer, in our notes on the plan: “first month free”.
We checked this price on 25 October 2026. Debbie page
FreeAgent, Landlord (no qualifying bank)
- Over 12 months at the regular price
- £120
- Over 12 months with the offer
- £90
At the regular price, plus VAT. The offer, in our notes on the plan: “current offer is 50% off for the first six months”.
We checked this price on 25 October 2026. FreeAgent page
How the totals are worked out
The regular totals are the same ones the software cost calculator gives. Where a provider prices a plan by the year, 12 months is that yearly price; where it prices each quarterly update, we count four updates a year; otherwise it is the monthly price times the months. Prices are shown the way each provider states them, and we do not add VAT or take it away. If you are not VAT-registered, a price given plus VAT will cost you the standard rate of 20% on top.
The total with an offer applies the offer only where our notes on the plan say what it is clearly enough to work out: a share off the price for a set number of months, some months free, or a lower price for the first year. After the offer ends, the regular price applies for the rest of the period. Each result quotes the offer in the words of our notes, so you can check it on the provider’s own site before you sign up. An offer with a last joining day drops out of the planner after that day.
Offers we leave out
Some offers are not totalled. We leave one out when the provider says it may apply rather than that it does, when its pages give more than one figure for the same offer, when it depends on the tax year you start in, or when the regular price is itself only a starting figure. Free trials are left out too, because they let you try a plan before paying rather than change what it costs.
A plan that is free only until a date, that charges for each submission, or that has no published price gets no total at all, and the planner says why. Introductory offers change often, so a total with an offer is a guide to the first year rather than a quote.
Where the prices come from
Every price and offer comes from the provider’s own pricing page, and each result shows the day we checked it. We checked these prices between 12 September and 3 November 2026. The page on how comparisons work explains how we check them. The order is alphabetical, and nothing here is paid for. Cost is one part of the choice, and the software selector asks about how you let and earn.